{"id":2983,"date":"2020-07-22T00:54:48","date_gmt":"2020-07-22T00:54:48","guid":{"rendered":"http:\/\/tvtinvest.com\/?p=2983"},"modified":"2020-07-22T00:55:13","modified_gmt":"2020-07-22T00:55:13","slug":"nhung-loi-ban-ve-tiet-kiem-tien-dang-suy-ngam","status":"publish","type":"post","link":"http:\/\/tvtinvest.com\/?p=2983","title":{"rendered":"NH\u1eeeNG L\u1edcI B\u00c0N V\u1ec0 \u201cTI\u1ebeT KI\u1ec6M TI\u1ec0N\u201d\u00a0 \u0110\u00c1NG SUY NG\u1eaaM"},"content":{"rendered":"

C\u00e1ch \u0111\u00e2y v\u00e0i ng\u00e0y, t\u00f4i c\u00f3 \u0111\u1ecdc \u0111\u01b0\u1ee3c m\u1ed9t b\u00e0i vi\u1ebft c\u00f3 ti\u00eau \u0111\u1ec1 “L\u1eddi nh\u1eafn nh\u1ee7 c\u1ee7a m\u1ed9t ng\u01b0\u1eddi trung ni\u00ean: Ng\u01b0\u1eddi tr\u1ebb, h\u00e3y ti\u1ebft ki\u1ec7m ti\u1ec1n s\u1edbm l\u00ean m\u1ed9t ch\u00fat<\/em>“, \u0111\u1ea1i \u00fd mu\u1ed1n khuy\u00ean nh\u1ee7 m\u1ecdi ng\u01b0\u1eddi nh\u00e2n l\u00fac c\u00f2n tr\u1ebb, h\u1ecdc c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n<\/em>.<\/span><\/p>\n

\u1ede d\u01b0\u1edbi ph\u1ea7n b\u00ecnh lu\u1eadn c\u1ee7a b\u00e0i vi\u1ebft, c\u00f3 m\u1ed9t \u0111\u1ed9c gi\u1ea3 \u0111\u1ec3 l\u1ea1i c\u00e2u h\u1ecfi r\u1eb1ng, kh\u00f4ng bi\u1ebft t\u00e1c gi\u1ea3 \u0111\u00e3 t\u1eebng nghe qua c\u00e2u n\u00f3i n\u00e0y c\u1ee7a Warren Buffett ch\u01b0a, “M\u1ed9t khi c\u00f3 t\u01b0 t\u01b0\u1edfng ti\u1ebft ki\u1ec7m, b\u1ea1n s\u1ebd kh\u00f4ng c\u00f2n tinh l\u1ef1c \u0111\u1ec3 \u0111i b\u1ed3i d\u01b0\u1ee1ng ra m\u1ed9t c\u00e1i \u0111\u1ea7u bi\u1ebft ki\u1ebfm ti\u1ec1n n\u1eefa<\/em><\/strong>“, \u00fd mu\u1ed1n n\u00f3i, ti\u1ec1n kh\u00f4ng ph\u1ea3i ti\u1ebft ki\u1ec7m m\u00e0 ra m\u00e0 l\u00e0 do ki\u1ebfm \u0111\u01b0\u1ee3c<\/em>. M\u1ed9t \u0111\u1ed9c gi\u1ea3 kh\u00e1c c\u0169ng b\u00ecnh lu\u1eadn r\u1eb1ng “Ti\u1ebft ki\u1ec7m ti\u1ec1n l\u00e0m c\u00e1i g\u00ec, \u0111\u1ee3i \u0111\u1ec3 b\u1ecb ph\u00e1 gi\u00e1 m\u1ea5t h\u1ebft \u01b0?<\/em>“<\/span><\/p>\n

“Ti\u1ec1n kh\u00f4ng ph\u1ea3i ti\u1ebft ki\u1ec7m m\u00e0 ra<\/em><\/strong>“, c\u00e2u n\u00f3i n\u00e0y c\u00f3 l\u00fd, Warren Buffett l\u00e0 m\u1ed9t nh\u00e0 \u0111\u1ea7u t\u01b0, kh\u00f4ng \u0111\u1ea7u t\u01b0 ki\u1ebfm ti\u1ec1n, ch\u1ec9 bi\u1ebft mang ti\u1ec1n v\u00e0o ng\u00e2n h\u00e0ng g\u1eedi, h\u00e1 ch\u1eb3ng ph\u1ea3i n\u1ef1c c\u01b0\u1eddi? Nh\u01b0ng v\u1ea5n \u0111\u1ec1 \u1edf ch\u1ed7, ng\u01b0\u1eddi ta l\u00e0 “Nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ed5 phi\u1ebfu si\u00eau h\u1ea1ng”, ng\u01b0\u1eddi b\u00ecnh th\u01b0\u1eddng c\u00f3 th\u1ec3 so s\u00e1nh v\u1edbi \u00f4ng \u01b0? B\u1ea1n c\u00f3 th\u1ec3 ti\u00eau ti\u1ec1n r\u1ed3i ki\u1ebfm l\u1ea1i g\u1ea5p h\u00e0ng ng\u00e0n h\u00e0ng v\u1ea1n l\u1ea7n kh\u00f4ng?<\/em><\/span><\/p>\n

“Ti\u1ebft ki\u1ec7m ti\u1ec1n, \u0111\u1ee3i ph\u00e1 gi\u00e1 \u01b0?”, \u0111\u00e2y c\u0169ng l\u00e0 th\u1ef1c t\u1ebf, nh\u01b0ng kh\u00f4ng ti\u1ebft ki\u1ec7m ti\u1ec1n, \u0111\u1ebfn ti\u1ec1n ph\u00e1 gi\u00e1 b\u1ea1n c\u0169ng ch\u1eb3ng c\u00f3.<\/span><\/p>\n

H\u01a1n n\u1eefa, ch\u1ec9 ti\u00eau ti\u1ec1n, ti\u00eau h\u1ebft s\u1ea1ch ti\u1ec1n, kh\u00f4ng l\u1ebd c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n s\u1ed1ng cu\u1ed9c s\u1ed1ng m\u00e0 m\u00ecnh mu\u1ed1n \u01b0?<\/span><\/p>\n

Theo T\u00f4i l\u00e0 r\u1ea5t kh\u00f3 \u0111\u1ec3 ph\u00e2n bi\u1ec7t \u0111\u00fang sai, b\u1edfi l\u1ebd, v\u1ec1 m\u1eb7t b\u1ea3n ch\u1ea5t, v\u1ed1n \u0111\u1ec1u \u0111\u01b0\u1ee3c t\u00edch l\u0169y tr\u00ean c\u01a1 s\u1edf m\u1ed9t l\u01b0\u1ee3ng v\u1ed1n nh\u1ea5t \u0111\u1ecbnh, \u00fd mu\u1ed1n n\u00f3i, ch\u1ec9 khi b\u1ea1n c\u00f3 ti\u1ec1n trong tay, b\u1ea1n m\u1edbi c\u00f3 th\u1ec3 “thu h\u00fat” \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n h\u01a1n v\u1ec1 ph\u00eda m\u00ecnh.<\/em><\/span><\/p>\n

Ch\u1eb3ng h\u1ea1n, c\u00f3 m\u1ed9t \u0111\u1ed9c gi\u1ea3 kh\u00e1c n\u00f3i r\u1eb1ng, anh \u1ea5y lu\u00f4n c\u00f3 th\u00f3i quen ti\u1ebft ki\u1ec7m ti\u1ec1n, sau nhi\u1ec1u n\u0103m, anh c\u1ea7m 3 t\u1ef7 \u0111i mua nh\u00e0, gi\u00e1 nh\u00e0 \u0111\u1ea5t l\u00fac b\u1ea5y gi\u1edd ch\u1ec9 l\u00e0 30 tri\u1ec7u m\u1ed9t m\u00e9t vu\u00f4ng, c\u00f2n hi\u1ec7n t\u1ea1i \u0111\u00e3 t\u0103ng l\u00ean g\u1ea5p \u0111\u00f4i, t\u1ee9c l\u00e0 t\u00e0i s\u1ea3n m\u00e0 anh \u1ea5y s\u1edf h\u1eefu c\u0169ng \u0111\u00e3 t\u0103ng gi\u00e1 l\u00ean g\u1ea5p \u0111\u00f4i.<\/span><\/p>\n

N\u1ebfu khi \u0111\u00f3 anh \u1ea5y kh\u00f4ng ti\u1ebft ki\u1ec7m ti\u1ec1n li\u1ec7u c\u00f3 th\u1ec3 mua \u0111\u01b0\u1ee3c nh\u00e0 \u0111\u1ec3 r\u1ed3i s\u1edf h\u1eefu \u0111\u01b0\u1ee3c kh\u1ed1i t\u00e0i s\u1ea3n g\u1ea5p \u0111\u00f4i nh\u01b0 v\u1eady kh\u00f4ng?<\/span><\/p>\n

Ch\u1eafc ch\u1eafn l\u00e0 kh\u00f4ng, b\u1edfi l\u1ebd n\u1ebfu kh\u00f4ng c\u00f3 ti\u1ec1n, d\u00f9 c\u00f3 nh\u00ecn th\u1ea5y c\u01a1 h\u1ed9i, c\u0169ng ch\u1ec9 c\u00f3 th\u1ec3 tr\u01a1 m\u1eaft ra nh\u00ecn.<\/span><\/p>\n

Ti\u1ebft ki\u1ec7m ti\u1ec1n, r\u1ed1t cu\u1ed9c quan tr\u1ecdng ra sao?<\/span><\/em><\/strong><\/p>\n

1. T\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m c\u1ee7a b\u1ea1n, quy\u1ebft \u0111\u1ecbnh quy\u1ec1n l\u1ef1a ch\u1ecdn c\u1ee7a b\u1ea1n<\/strong><\/p>\n

C\u00f3 c\u00e2u “m\u1ed9t ph\u00e2n ti\u1ec1n, m\u1ed9t ph\u1ea7n thu ho\u1ea1ch”<\/em><\/strong>, trong tay b\u1ea1n c\u00f3 bao nhi\u00eau ti\u1ec1n, quy\u1ebft \u0111\u1ecbnh b\u1ea1n mua \u0111\u01b0\u1ee3c c\u00e1i g\u00ec v\u00e0 c\u00f3 m\u1ed9t cu\u1ed9c s\u1ed1ng ra sao<\/em>.<\/span><\/p>\n

C\u00f2n nh\u1edb l\u1ea7n \u0111\u1ea7u ti\u00ean khi \u0111i xem nh\u00e0, ch\u1ee7 nh\u00e0 \u0111\u01b0a ra cho t\u00f4i 3 l\u1ef1a ch\u1ecdn.<\/span><\/p>\n

C\u0103n th\u1ee9 nh\u1ea5t c\u00f3 c\u1eeda s\u1ed5, ph\u00f2ng t\u1eafm, \u0111i\u1ec1u h\u00f2a, m\u00e1y gi\u1eb7t v\u00e0 t\u1ee7 l\u1ea1nh, b\u00e0y bi\u1ec7n c\u0169ng r\u1ea5t tinh t\u1ebf. \u0110\u00e2y ch\u00ednh x\u00e1c l\u00e0 nh\u1eefng g\u00ec t\u00f4i mong \u0111\u1ee3i. Nh\u01b0ng l\u00fac \u0111\u00f3 t\u00f4i kh\u00f4ng c\u00f3 \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 thu\u00ea c\u0103n n\u00e0y.<\/span><\/p>\n

C\u0103n th\u1ee9 hai c\u00f3 c\u1eeda s\u1ed5, ph\u00f2ng t\u1eafm, \u00e1nh s\u00e1ng r\u1ea5t t\u1ed1t. M\u1eb7c d\u00f9 kh\u00f4ng c\u00f3 \u0111i\u1ec1u h\u00f2a, nh\u01b0ng th\u00f4ng gi\u00f3 r\u1ea5t t\u1ed1t, r\u1ebb h\u01a1n so v\u1edbi c\u0103n th\u1ee9 nh\u1ea5t. Nh\u01b0ng, t\u00f4i v\u1eabn kh\u00f4ng thu\u00ea n\u1ed5i.<\/span><\/p>\n

C\u0103n th\u1ee9 ba kh\u00f4ng c\u00f3 c\u1eeda s\u1ed5, kh\u00f4ng \u0111i\u1ec1u h\u00f2a, m\u00e1y gi\u1eb7t hay t\u1ee7 l\u1ea1nh, \u00e1nh s\u00e1ng c\u0169ng kh\u00f4ng t\u1ed1t, kh\u00f4ng l\u00e1t s\u00e0n, ph\u00f2ng t\u1eafm l\u00e0 ph\u00f2ng d\u00f9ng chung cho 4 h\u1ed9. V\u00e0 \u0111\u00e2y l\u00e0 c\u0103n duy nh\u1ea5t t\u00f4i c\u00f3 \u0111\u1ee7 kh\u1ea3 n\u0103ng chi tr\u1ea3.<\/span><\/p>\n

Th\u1eddi \u0111i\u1ec3m t\u00f4i thu\u00ea nh\u00e0 l\u00e0 m\u00f9a \u0111\u00f4ng. V\u00ec kh\u00f4ng c\u00f3 c\u1eeda s\u1ed5, c\u0103n ph\u00f2ng c\u1ef1c k\u1ef3 \u1ea5m \u00e1p. Tuy nhi\u00ean, v\u00e0o m\u00f9a h\u00e8 th\u00ec th\u1eadt s\u1ef1 t\u1ed3i t\u1ec7. C\u0103n ph\u00f2ng gi\u1ed1ng nh\u01b0 m\u1ed9t chi\u1ebfc n\u1ed3i h\u1ea5p l\u1edbn, ng\u1ed9t ng\u1ea1t v\u00e0 n\u00f3ng b\u1ee9c, v\u00e0o bu\u1ed5i t\u1ed1i, b\u00ean ngo\u00e0i th\u1eadm ch\u00ed c\u00f2n m\u00e1t m\u1ebb h\u01a1n c\u1ea3 \u1edf trong ph\u00f2ng.<\/span><\/p>\n

V\u00ec tr\u1eddi qu\u00e1 n\u00f3ng v\u00e0o bu\u1ed5i t\u1ed1i n\u00ean t\u00f4i kh\u00f4ng th\u1ec3 ng\u1ee7 ngon, h\u1ec7 l\u1ee5y l\u00e0 tinh th\u1ea7n kh\u00f4ng \u0111\u01b0\u1ee3c t\u1ec9nh t\u00e1o v\u00e0o h\u00f4m sau, kh\u00f4ng nh\u1eefng b\u1ecb l\u00e3nh \u0111\u1ea1o qu\u1edf tr\u00e1ch m\u00e0 t\u00ecnh h\u00ecnh s\u1ee9c kh\u1ecfe t\u00f4i c\u0169ng ng\u00e0y m\u1ed9t k\u00e9m \u0111i.<\/span><\/p>\n

Cu\u1ed1i c\u00f9ng, t\u00f4i th\u1ef1c s\u1ef1 b\u1ecb \u1ed1m, nh\u01b0ng t\u00f4i v\u1eabn kh\u00f4ng mu\u1ed1n \u0111\u1ebfn b\u1ec7nh vi\u1ec7n, ki\u00ean tr\u00ec \u0111\u01b0\u1ee3c 1 tu\u1ea7n, cu\u1ed1i c\u00f9ng t\u00f4i c\u0169ng v\u1eabn ph\u1ea3i v\u00e0o b\u1ec7nh vi\u1ec7n.<\/span><\/p>\n

N\u1ebfu khi \u0111\u00f3 t\u00f4i c\u00f3 nhi\u1ec1u ti\u1ec1n h\u01a1n, t\u00f4i \u0111\u00e3 c\u00f3 th\u1ec3 ch\u1ecdn c\u0103n th\u1ee9 nh\u1ea5t ho\u1eb7c c\u0103n th\u1ee9 hai, nh\u01b0 v\u1eady t\u00f4i s\u1ebd \u0111\u01b0\u1ee3c s\u1ed1ng tho\u1ea3i m\u00e1i h\u01a1n, c\u0169ng c\u00f3 th\u1ec3 l\u00e0m vi\u1ec7c v\u1edbi m\u1ed9t tr\u1ea1ng th\u00e1i tinh th\u1ea7n t\u1ed1t h\u01a1n.<\/span><\/p>\n

\u0110\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 v\u1ea5n \u0111\u1ec1 thu\u00ea ph\u00f2ng, \u0111\u1eddi ng\u01b0\u1eddi d\u00e0i nh\u01b0 v\u1eady, kh\u00f3 tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng l\u00fac ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi sinh l\u00e3o b\u1ec7nh t\u1eed, nh\u1eefng l\u00fac nh\u01b0 v\u1eady m\u00e0 kh\u00f4ng c\u00f3 ti\u1ec1n, b\u1ea1n ch\u1ec9 c\u00f3 th\u1ec3 ch\u1ecdn l\u1ef1a ch\u1ecdn k\u00e9m nh\u1ea5t, m\u00e0 nh\u1eefng l\u1ef1a ch\u1ecdn \u0111\u00f3, c\u00f3 th\u1ec3 s\u1ebd khi\u1ebfn b\u1ea1n h\u1ed1i h\u1eadn c\u1ea3 \u0111\u1eddi.<\/em><\/span><\/p>\n

2. T\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m c\u1ee7a b\u1ea1n bao nhi\u00eau, quy\u1ebft \u0111\u1ecbnh b\u1ea1n c\u00f3 b\u1ea5y nhi\u00eau d\u0169ng kh\u00ed n\u00f3i “kh\u00f4ng”<\/strong><\/p>\n

\u1ede n\u01a1i l\u00e0m vi\u1ec7c, r\u1ea5t th\u01b0\u1eddng x\u1ea3y ra hi\u1ec7n t\u01b0\u1ee3ng nh\u01b0 n\u00e0y, c\u00f3 ng\u01b0\u1eddi r\u1ea5t \u0111\u01b0\u1eddng ho\u00e0ng, g\u1eb7p ph\u1ea3i chuy\u1ec7n kh\u00f4ng h\u1ee3p l\u00fd, h\u1ecd s\u1ebd ngay l\u1eadp t\u1ee9c n\u00f3i “kh\u00f4ng”, n\u1ebfu s\u1ef1 vi\u1ec7c g\u00ec \u0111\u00f3 khi\u1ebfn h\u1ecd b\u1ea5t b\u00ecnh, kh\u00f4ng h\u00e0i l\u00f2ng, h\u1ecd s\u1ebd tranh c\u00e3i, n\u00f3i l\u00fd v\u1edbi \u0111\u1ed1i ph\u01b0\u01a1ng t\u1edbi c\u00f9ng; nh\u01b0ng c\u0169ng c\u00f3 nh\u1eefng ng\u01b0\u1eddi, r\u1ea5t s\u1ee3 \u0111\u1eafc t\u1ed9i v\u1edbi ng\u01b0\u1eddi kh\u00e1c, r\u00f5 r\u00e0ng l\u00e0 \u0111\u1ed1i ph\u01b0\u01a1ng qu\u00e1 \u0111\u00e1ng, nh\u01b0ng v\u1eabn ph\u1ea3i tr\u01b0ng ra khu\u00f4n m\u1eb7t c\u01b0\u1eddi, nh\u01b0 ki\u1ec3u b\u1ea3n th\u00e2n l\u00e0m sai \u0111i\u1ec1u g\u00ec \u0111\u00f3.<\/span><\/p>\n

M\u1edbi \u0111\u1ea7u, t\u00f4i ngh\u0129 r\u1eb1ng \u0111\u00f3 l\u00e0 do s\u1ef1 kh\u00e1c bi\u1ec7t v\u1ec1 t\u00ednh c\u00e1ch t\u1ea1o ra s\u1ef1 kh\u00e1c bi\u1ec7t trong th\u00e1i \u0111\u1ed9.<\/span><\/p>\n

Nh\u01b0ng, ti\u1ebfp x\u00fac c\u00e0ng nhi\u1ec1u v\u1edbi nh\u1eefng ng\u01b0\u1eddi nh\u01b0 v\u1eady, t\u00f4i ph\u00e1t hi\u1ec7n ra m\u1ed9t s\u1ef1 th\u1eadt \u0111au l\u00f2ng: nh\u1eefng ng\u01b0\u1eddi d\u00e1m n\u00f3i “kh\u00f4ng” th\u01b0\u1eddng l\u00e0 nh\u1eefng ng\u01b0\u1eddi c\u00f3 ti\u1ec1n.<\/em><\/strong><\/span><\/p>\n

Gia \u0111\u00ecnh h\u1ecd c\u00f3 th\u1ec3 c\u00f3 t\u00e0i s\u1ea3n h\u00e0ng tr\u0103m tri\u1ec7u, h\u1ecd \u0111i l\u00e0m ch\u1eb3ng qua ch\u1ec9 l\u00e0 \u0111\u1ec3 t\u00edch l\u0169y kinh nghi\u1ec7m, c\u00f2n nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng d\u00e1m n\u00f3i kh\u00f4ng, gia c\u1ea3nh c\u1ee7a h\u1ecd th\u01b0\u1eddng kh\u00e1 ngh\u00e8o, h\u1ecd c\u00f2n c\u00f3 em trai em g\u00e1i \u0111ang tu\u1ed5i \u0111i h\u1ecdc, ho\u1eb7c gia \u0111\u00ecnh c\u00f3 con c\u00e1i, c\u00f3 cha m\u1eb9 hai b\u00ean c\u1ea7n ch\u0103m s\u00f3c, h\u1ecd c\u0103n b\u1ea3n l\u00e0 kh\u00f4ng d\u00e1m ngh\u1ec9 vi\u1ec7c.<\/span><\/em><\/p>\n

N\u00f3 cho ta th\u1ea5y m\u1ed9t \u0111\u1ea1o l\u00fd: T\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m c\u1ee7a b\u1ea1n bao nhi\u00eau, quy\u1ebft \u0111\u1ecbnh b\u1ea1n c\u00f3 b\u1ea5y nhi\u00eau d\u0169ng kh\u00ed n\u00f3i “kh\u00f4ng”<\/em><\/strong>.<\/span><\/p>\n

N\u1ebfu b\u1ea1n kh\u00f4ng thi\u1ebfu ti\u1ec1n, v\u1eady th\u00ec ch\u1ec9 c\u1ea7n kh\u00f4ng vui m\u1ed9t ph\u00e1t, b\u1ea1n n\u00f3i \u0111i l\u00e0 \u0111i,<\/em> \u0111\u1ec3 l\u1ea1i cho \u0111\u1ed1i ph\u01b0\u01a1ng m\u1ed9t c\u00e1i quay \u0111\u1ea7u b\u01b0\u1edbc \u0111i th\u1eadt l\u1ed9ng l\u1eaby.<\/span><\/p>\n

Nh\u01b0ng n\u1ebfu b\u1ea1n thi\u1ebfu ti\u1ec1n, v\u1eady th\u00ec d\u00f9 c\u00f3 kh\u00f4ng vui, d\u00f9 c\u00f3 c\u1ea3m th\u1ea5y b\u1ea5t c\u00f4ng, c\u0169ng ph\u1ea3i nh\u1eabn nh\u1ecbn \u00f4m l\u1ea5y c\u1ee5c t\u1ee9c, t\u1ee7i th\u00e2n nh\u01b0ng kh\u00f4ng th\u1ec3 l\u00e0m g\u00ec kh\u00e1c.<\/em><\/span><\/p>\n

D\u1ea1o tr\u01b0\u1edbc, c\u00f4ng ty c\u00f3 m\u1ed9t \u0111\u1ed3ng nghi\u1ec7p m\u1edbi \u0111\u1ebfn, c\u1eadu ta lu\u00f4n mi\u1ec7ng k\u00eau c\u00f4ng ty ch\u1ed7 n\u00e0y kh\u00f4ng \u1ed5n, ch\u1ed7 kia kh\u00f4ng t\u1ed1t.<\/span><\/p>\n

Sau n\u00e0y, m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u khuy\u00ean c\u1eadu ta: “Kh\u00f4ng t\u1ed1t nhi\u1ec1u nh\u01b0 v\u1eady, hay c\u1eadu ngh\u1ec9 vi\u1ec7c t\u00ecm ch\u1ed7 kh\u00e1c \u0111i!”<\/span><\/p>\n

C\u1eadu ta l\u1ea1i n\u00f3i: “T\u00f4i gi\u1edd l\u00e0m g\u00ec c\u00f3 ti\u1ec1n, sao d\u00e1m ngh\u1ec9 vi\u1ec7c. Ch\u1ec9 c\u1ea7n m\u1ed9t th\u00e1ng kh\u00f4ng c\u00f3 thu nh\u1eadp th\u00f4i, v\u1edbi m\u1ee9c ti\u00eau c\u1ee7a t\u00f4i th\u00ec l\u00e0m sao m\u00e0 s\u1ed1ng n\u1ed5i \u0111\u00e2y!”<\/span><\/p>\n

V\u00ec trong tay kh\u00f4ng c\u00f3 ti\u1ec1n, th\u00e0 ch\u1ecbu \u1ea5m \u1ee9c ch\u1ee9 kh\u00f4ng ch\u1ecbu ngh\u1ec9 vi\u1ec7c.<\/span><\/p>\n

Nh\u01b0ng n\u1ebfu trong tay c\u00f3 ti\u1ec1n, nh\u00e0 d\u01b0 c\u1ee7a th\u00ec sao?<\/span><\/p>\n

K\u1ebft qu\u1ea3 t\u1ef1 nhi\u00ean s\u1ebd kh\u00e1c, c\u1eadu ta c\u00f3 th\u1ec3 th\u00edch ngh\u1ec9 l\u00fac n\u00e0o th\u00ec ngh\u1ec9, \u0111i t\u00ecm m\u1ed9t c\u00f4ng vi\u1ec7c t\u1ed1t h\u01a1n, th\u00edch h\u1ee3p v\u1edbi m\u00ecnh h\u01a1n. Th\u1eadm ch\u00ed c\u1ea3 khi v\u00ec ch\u01b0a t\u00ecm \u0111\u01b0\u1ee3c vi\u1ec7c, t\u1ea1m th\u1eddi ch\u01b0a c\u00f3 thu nh\u1eadp th\u00ec c\u0169ng ch\u1eb3ng l\u00e0m sao.<\/span><\/p>\n

V\u00ec v\u1eady, t\u00f4i mu\u1ed1n khuy\u00ean m\u1ecdi ng\u01b0\u1eddi, b\u1ea5t k\u1ec3 thu nh\u1eadp bao nhi\u00eau, nh\u1ea5t \u0111\u1ecbnh ph\u1ea3i d\u00e0nh ra m\u1ed9t kho\u1ea3n ti\u1ebft ki\u1ec7m<\/em><\/strong>.<\/span><\/p>\n

Ti\u1ebft ki\u1ec7m ti\u1ec1n, c\u00f3 l\u1ebd kh\u00f4ng th\u1ec3 bi\u1ebfn b\u1ea1n th\u00e0nh \u00f4ng n\u1ecd b\u00e0 kia, nh\u01b0ng \u00edt nh\u1ea5t, khi \u0111\u1ed1i m\u1eb7t v\u1edbi vi\u1ec7c m\u00e0 b\u1ea1n kh\u00f4ng th\u00edch, b\u1ea1n s\u1ebd c\u00f3 nhi\u1ec1u l\u1ef1a ch\u1ecdn h\u01a1n.<\/span><\/em><\/p>\n

3. T\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m c\u1ee7a b\u1ea1n, c\u00f3 th\u1ec3 gia t\u0103ng t\u1ef7 l\u1ec7 n\u1eafm b\u1eaft c\u01a1 h\u1ed9i cho b\u1ea1n<\/strong><\/p>\n

T\u00f4i ph\u00e1t hi\u1ec7n ra r\u1eb1ng, r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi tr\u1ebb \u0111\u1ec1u c\u00f3 chung m\u1ed9t quan \u0111i\u1ec3m r\u1ea5t k\u00ec l\u1ea1, cho r\u1eb1ng ti\u1ec1n ti\u00eau \u0111i r\u1ed3i th\u00ec m\u1edbi c\u00f3 gi\u00e1 tr\u1ecb, kh\u00f4ng ti\u00eau th\u00ec s\u1ebd ch\u1ec9 l\u00e0 m\u1ed9t t\u1edd gi\u1ea5y, v\u00ec v\u1eady nh\u1ea5t \u0111\u1ecbnh ph\u1ea3i ti\u00eau ti\u1ec1n, ch\u1ee9 kh\u00f4ng n\u00ean ti\u1ebft ki\u1ec7m.<\/em><\/span><\/p>\n

Nghe qua c\u00f3 v\u1ebb r\u1ea5t c\u00f3 l\u00fd, nh\u01b0ng ngh\u0129 cho k\u0129 th\u00ec b\u1ea1n s\u1ebd ph\u00e1t hi\u1ec7n ra, ki\u1ec3u t\u01b0 t\u01b0\u1edfng n\u00e0y th\u1ef1c ra kh\u00f4ng h\u1ec1 logic.<\/span><\/p>\n

M\u1ed9t \u0111\u1ed3ng ti\u1ec1n ti\u00eau \u0111i ch\u1ec9 c\u00f3 th\u1ec3 cho ra gi\u00e1 tr\u1ecb c\u1ee7a m\u1ed9t \u0111\u1ed3ng; nh\u01b0ng m\u1ed9t tri\u1ec7u \u0111\u1ed3ng ti\u00eau \u0111i s\u1ebd cho ra gi\u00e1 tr\u1ecb c\u1ee7a m\u1ed9t tri\u1ec7u \u0111\u1ed3ng.<\/span><\/p>\n

M\u1ed7i m\u1ed9t \u0111\u1ed3ng ti\u00eau \u0111i, th\u1ef1c ra l\u00e0 \u0111ang ti\u00eau \u0111i t\u01b0\u01a1ng lai c\u1ee7a m\u00ecnh.<\/span><\/em><\/strong><\/p>\n

\u00dd g\u00ec v\u1eady? L\u1ea5y m\u1ed9t v\u00ed d\u1ee5 nh\u01b0 sau: Gi\u1ea3 s\u1eed b\u1ea1n b\u1ed7ng nhi\u00ean ph\u00e1t hi\u1ec7n ra m\u1ed9t c\u01a1 h\u1ed9i r\u1ea5t qu\u00fd gi\u00e1, c\u01a1 h\u1ed9i n\u00e0y c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n ngay l\u1eadp t\u1ee9c “chuy\u1ec3n m\u00ecnh”, nh\u01b0ng, trong tay b\u1ea1n l\u1ea1i kh\u00f4ng \u0111\u1ee7 ti\u1ec1n. V\u1eady b\u1ea1n ph\u1ea3i l\u00e0m sao?<\/em><\/span><\/p>\n

Kh\u00f4ng th\u1ec3 n\u00e0o “tay kh\u00f4ng t\u1ea5c s\u1eaft” \u0111i n\u00f3i v\u1edbi nh\u00e0 \u0111\u1ea7u t\u01b0 r\u1eb1ng, t\u00f4i c\u00f3 m\u1ed9t \u00fd t\u01b0\u1edfng r\u1ea5t s\u00e1ng t\u1ea1o, nh\u1ea5t \u0111\u1ecbnh c\u00f3 th\u1ec3 l\u00e0m ra ti\u1ec1n!<\/span><\/p>\n

L\u00e0 m\u1ed9t nh\u00e0 \u0111\u1ea7u t\u01b0, h\u1ecd h\u1ea7u nh\u01b0 m\u1ed7i ng\u00e0y \u0111\u1ec1u tr\u00f4ng th\u1ea5y nh\u1eefng nh\u00e0 kh\u1edfi nghi\u1ec7p nh\u01b0 v\u1eady, d\u1ef1a v\u00e0o \u0111\u00e2u m\u00e0 h\u1ecd \u0111\u1ea7u t\u01b0 cho b\u1ea1n?<\/span><\/p>\n

C\u00f3 c\u00e2u: “Cha c\u00f3 m\u1eb9 c\u00f3, kh\u00f4ng b\u1eb1ng t\u1ef1 m\u00ecnh c\u00f3.<\/em><\/strong>“<\/span><\/p>\n

V\u00ec v\u1eady, ch\u1ec9 khi trong tay c\u00f3 ti\u1ec1n, b\u1ea1n m\u1edbi c\u00f3 th\u1ec3 n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c c\u01a1 h\u1ed9i, m\u1edbi c\u00f3 th\u1ec3 hi\u1ec7n th\u1ef1c \u0111\u01b0\u1ee3c suy ngh\u0129 c\u1ee7a b\u1ea3n th\u00e2n<\/em><\/strong>.<\/span><\/p>\n

“Ti\u1ec1n kh\u00f4ng ph\u1ea3i v\u1ea1n n\u0103ng, nh\u01b0ng kh\u00f4ng c\u00f3 ti\u1ec1n th\u00ec ch\u1eb3ng th\u1ec3 l\u00e0m \u0111\u01b0\u1ee3c g\u00ec<\/em>“<\/strong>, nghe c\u00f3 v\u1ebb tr\u1ea7n tr\u1ee5i, nh\u01b0ng \u0111\u00f3 l\u1ea1i l\u00e0 c\u00e2u n\u00f3i ch\u00e2n th\u1ef1c nh\u1ea5t<\/em>.<\/span><\/p>\n

Kh\u00f4ng ti\u1ec1n, b\u1ea1n ch\u1eb3ng th\u1ec3 l\u00e0m \u0111\u01b0\u1ee3c vi\u1ec7c g\u00ec.<\/span><\/em><\/strong><\/p>\n

Trong tay kh\u00f4ng c\u00f3 ti\u1ec1n, trong t\u00e0i kho\u1ea3n kh\u00f4ng c\u00f3 ti\u1ec1n ti\u1ebft ki\u1ec7m, s\u1ebd ch\u1ec9 khi\u1ebfn cu\u1ed9c s\u1ed1ng c\u1ee7a b\u1ea1n th\u00eam kh\u00f3 kh\u0103n h\u01a1n m\u00e0 th\u00f4i<\/em>.<\/span><\/p>\n

V\u00ec v\u1eady, tranh th\u1ee7 l\u00fac c\u00f2n c\u00f3 th\u1ec3 ki\u1ebfm ti\u1ec1n, nh\u1ea5t \u0111\u1ecbnh ph\u1ea3i h\u1ecdc c\u00e1ch ti\u1ebft ki\u1ec7m, th\u1ee9 b\u1ea1n ti\u1ebft ki\u1ec7m kh\u00f4ng ch\u1ec9 l\u00e0 ti\u1ec1n m\u00e0 c\u00f2n l\u00e0 s\u1ef1 t\u1ef1 tin v\u00e0 c\u01a1 h\u1ed9i.<\/em><\/span><\/p>\n

Ch\u1ec9 khi khi trong t\u00fai c\u00f3 ti\u1ec1n, b\u1ea1n m\u1edbi c\u00f3 th\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c nhi\u1ec1u l\u1ef1a ch\u1ecdn h\u01a1n cho cu\u1ed9c s\u1ed1ng c\u1ee7a m\u00ecnh.<\/span><\/em><\/p>\n

S\u01afU T\u1ea6M<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

C\u00e1ch \u0111\u00e2y v\u00e0i ng\u00e0y, t\u00f4i c\u00f3 \u0111\u1ecdc \u0111\u01b0\u1ee3c m\u1ed9t b\u00e0i vi\u1ebft c\u00f3 ti\u00eau \u0111\u1ec1 “L\u1eddi nh\u1eafn nh\u1ee7 c\u1ee7a m\u1ed9t ng\u01b0\u1eddi trung ni\u00ean: Ng\u01b0\u1eddi tr\u1ebb, h\u00e3y ti\u1ebft ki\u1ec7m ti\u1ec1n s\u1edbm l\u00ean m\u1ed9t ch\u00fat“, \u0111\u1ea1i \u00fd mu\u1ed1n khuy\u00ean nh\u1ee7 m\u1ecdi ng\u01b0\u1eddi nh\u00e2n l\u00fac c\u00f2n tr\u1ebb, h\u1ecdc c\u00e1ch ti\u1ebft ki\u1ec7m ti\u1ec1n. \u1ede d\u01b0\u1edbi ph\u1ea7n b\u00ecnh lu\u1eadn c\u1ee7a b\u00e0i vi\u1ebft, c\u00f3 m\u1ed9t \u0111\u1ed9c gi\u1ea3 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[],"_links":{"self":[{"href":"http:\/\/tvtinvest.com\/index.php?rest_route=\/wp\/v2\/posts\/2983"}],"collection":[{"href":"http:\/\/tvtinvest.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/tvtinvest.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/tvtinvest.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/tvtinvest.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2983"}],"version-history":[{"count":2,"href":"http:\/\/tvtinvest.com\/index.php?rest_route=\/wp\/v2\/posts\/2983\/revisions"}],"predecessor-version":[{"id":2985,"href":"http:\/\/tvtinvest.com\/index.php?rest_route=\/wp\/v2\/posts\/2983\/revisions\/2985"}],"wp:attachment":[{"href":"http:\/\/tvtinvest.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/tvtinvest.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2983"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/tvtinvest.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}