{"id":1978,"date":"2019-12-14T13:42:13","date_gmt":"2019-12-14T13:42:13","guid":{"rendered":"http:\/\/tvtinvest.com\/?p=1978"},"modified":"2020-01-03T14:44:20","modified_gmt":"2020-01-03T14:44:20","slug":"ban-da-biet-gi-ve-nha-dau-tu-michael-lee-chin","status":"publish","type":"post","link":"http:\/\/tvtinvest.com\/?p=1978","title":{"rendered":"B\u1ea0N \u0110\u00c3 BI\u1ebeT G\u00cc V\u1ec0 NH\u00c0 \u0110\u1ea6U T\u01af MICHAEL LEE CHIN?"},"content":{"rendered":"

\"Michael<\/p>\n

Michael Lee Chin<\/strong><\/span> –\u00a0<\/strong><\/span>\u00d4ng l\u00e0 m\u1ed9t trong nh\u1eefng t\u1ef7 ph\u00fa gi\u00e0u nh\u1ea5t Canada hi\u1ec7n nay v\u1edbi t\u00e0i s\u1ea3n r\u00f2ng h\u01a1n 3 t\u1ef7 USD thu \u0111\u01b0\u1ee3c t\u1eeb c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a m\u00ecnh<\/span><\/em><\/span><\/p>\n

Michael Lee-Chin (sinh ng\u00e0y 3 th\u00e1ng 1 n\u0103m 1951),\u00a0t\u1ea1i Port Antonio, Jamaica trong m\u1ed9t gia \u0111\u00ecnh lai gi\u1eefa hai ch\u00e2u l\u1ee5c \u00c1 \u2013 Phi. M\u1eb9 c\u1ee7a \u00f4ng l\u00e0 ng\u01b0\u1eddi Jamaica c\u00f2n b\u1ed1 \u00f4ng l\u00e0 ng\u01b0\u1eddi Trung Qu\u1ed1c nh\u1eadp c\u01b0. Ngay t\u1eeb khi c\u00f2n nh\u1ecf, Michael Lee-Chin \u0111\u00e3 ph\u1ea3i s\u1ed1ng m\u1ed9t cu\u1ed9c s\u1ed1ng thi\u1ebfu th\u1ed1n t\u00ecnh c\u1ea3m v\u00e0 s\u1ef1 d\u1ea1y d\u1ed7 c\u1ee7a ng\u01b0\u1eddi cha v\u00ec tr\u01b0\u1edbc khi Michael Lee-Chin ra \u0111\u1eddi, cha \u00f4ng \u0111\u00e3 b\u1ecf sang \u0111\u1ebf qu\u1ed1c Anh sinh s\u1ed1ng\u00a0 <\/span><\/p>\n

\u00a0\u00d4ng l\u00e0 m\u1ed9t tr\u00f9m kinh doanh – nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0 nh\u00e0 t\u1eeb thi\u1ec7n n\u1ed5i ti\u1ebfng. \u00d4ng c\u0169ng l\u00e0 v\u1ecb Ch\u1ee7 t\u1ecbch v\u00e0 Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Portland Holdings Inc., m\u1ed9t c\u00f4ng ty \u0111\u1ea7u t\u01b0 c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i Ontario , Canada. \u00d4ng c\u0169ng l\u00e0 ng\u01b0\u1eddi c\u00f3 t\u00e0i s\u1ea3n r\u00f2ng tr\u1ecb gi\u00e1 3,95 t\u1ef7 \u0111\u00f4 la CA t\u00ednh \u0111\u1ebfn th\u00e1ng 3 n\u0103m 2018, v\u00e0 tr\u1edf th\u00e0nh ng\u01b0\u1eddi gi\u00e0u th\u1ee9 20 \u1edf Canada (theo th\u1ed1ng k\u00ea Forbes).<\/span><\/p>\n

Sau v\u00e0i n\u0103m ch\u1eadp ch\u1eefng b\u01b0\u1edbc v\u00e0o kinh doanh, Michael Lee-Chin \u0111\u00e3 c\u00f3 trong tay m\u1ed9t kho\u1ea3n v\u1ed1n kha kh\u00e1. V\u1edbi tham v\u1ecdng ng\u00e0y m\u1ed9t l\u1edbn, n\u0103m 1983, Michael Lee-Chin \u0111\u00e3 quy\u1ebft t\u00e2m vay b\u1eb1ng \u0111\u01b0\u1ee3c 500.000 USD c\u1ee7a Ng\u00e2n h\u00e0ng Continental Bank of Canada \u0111\u1ec3 mua c\u1ed5 ph\u1ea7n t\u1ea1i T\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh McKenzie Financial Corporation.<\/span><\/p>\n

Tr\u00ean \u0111\u00e0 t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd c\u1ee7a McKenzie Financial Corporation, ch\u1ec9 trong v\u00f2ng 2 n\u0103m, s\u1ed1 v\u1ed1n 500.000 USD c\u1ee7a Michael Lee-Chin \u0111\u00e3 t\u0103ng l\u00ean 35 tri\u1ec7u USD. Tr\u00ean c\u01a1 s\u1edf nh\u1eefng th\u00e0nh c\u00f4ng \u0111\u00f3, n\u0103m 1985, Michael Lee-Chin quy\u1ebft \u0111\u1ecbnh d\u1ed3n v\u1ed1n m\u1edf c\u00f4ng ty \u0111\u1ea7u t\u01b0 ri\u00eang l\u1ea5y t\u00ean l\u00e0 Berkshire Group chia l\u00e0m 3 chi nh\u00e1nh Berkshire Investment Group, Berkshire Securities, Berkshire Insurance Services ho\u1ea1t \u0111\u1ed9ng tr\u00ean l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh v\u00e0 b\u1ea3o hi\u1ec3m. Berkshire Group l\u00e0 c\u00f4ng c\u1ee5 h\u1eefu hi\u1ec7u \u0111\u1ea7u ti\u00ean gi\u00fap Michael Lee-Chin m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0.<\/span><\/p>\n

N\u0103m 1980, C\u00f4ng ty \u0111\u1ea7u t\u01b0 AIC Limited – m\u1ed9t trong nh\u1eefng doanh nghi\u1ec7p l\u1edbn c\u00f3 t\u1ea7m ho\u1ea1t \u0111\u1ed9ng r\u1ed9ng, \u0111ang \u0111\u1ee9ng tr\u00ean b\u1edd v\u1ef1c ph\u00e1 s\u1ea3n do b\u1ecb thua l\u1ed7 tr\u00ean th\u1ecb tr\u01b0\u1eddng \u0111\u1ea7u t\u01b0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Th\u1ea5y \u0111\u01b0\u1ee3c \u0111\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng doanh nghi\u1ec7p \u0111\u00e3 t\u1ea1o \u0111\u01b0\u1ee3c v\u1ecb tr\u00ed tr\u00ean th\u1ecb tr\u01b0\u1eddng \u0111\u1ea7u t\u01b0 v\u00e0 c\u00f3 nhi\u1ec1u c\u01a1 h\u1ed9i ph\u00e1t tri\u1ec3n, n\u0103m 1987, Michael Lee-Chin \u0111\u00e3 t\u00ecm c\u00e1ch mua l\u1ea1i AIC Limited.<\/em><\/span><\/p>\n

M\u01b0\u1eddi n\u0103m sau d\u01b0\u1edbi s\u1ef1 \u0111i\u1ec1u h\u00e0nh c\u1ee7a Michael Lee-Chin, AIC Limited kh\u00f4ng nh\u1eefng \u0111\u00e3 \u0111i v\u00e0o \u1ed5n \u0111\u1ecbnh m\u00e0 c\u00f2n thanh to\u00e1n \u0111\u01b0\u1ee3c nh\u1eefng n\u00fai n\u1ee3 tr\u01b0\u1edbc \u0111\u00f3. T\u1edbi n\u0103m 1990, nh\u1eefng h\u1ea1ng m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a AIC Limited \u0111\u00e3 t\u0103ng nhanh t\u1edbi ch\u00f3ng m\u1eb7t, ch\u1ec9 ri\u00eang ch\u01b0\u01a1ng tr\u00ecnh \u0111\u1ea7u t\u01b0 t\u1ea1i Merrill Lynch, s\u1ed1 v\u1ed1n c\u1ee7a AIC Limited \u0111\u00e3 l\u00ean t\u1edbi 8 t\u1ef7 USD.<\/span><\/p>\n

Michael Lee-Chin th\u1eeba nh\u1eadn m\u00ecnh l\u00e0 ng\u01b0\u1eddi theo \u0111u\u1ed5i c\u00e1c tri\u1ebft l\u00fd \u0111\u1ea7u t\u01b0 c\u1ee7a Benjamin Graham v\u00e0 nh\u1eefng h\u1ecdc tr\u00f2 c\u1ee7a \u00f4ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 Warren Buffett<\/em>. \u00d4ng t\u1ed5ng k\u1ebft ph\u01b0\u01a1ng ph\u00e1p l\u1ef1a ch\u1ecdn doanh nghi\u1ec7p c\u1ee7a m\u00ecnh bao g\u1ed3m 5 \u0111i\u1ec3m ch\u00ednh:<\/span><\/p>\n

1. Ch\u1ecdn mua c\u1ed5 phi\u1ebfu \u1edf m\u1ed9t m\u1ee9c bi\u00ean an to\u00e0n (Margin of safety):<\/em><\/strong><\/span><\/p>\n

Th\u00f4ng th\u01b0\u1eddng ch\u00fang ta th\u01b0\u1eddng c\u00f3 xu h\u01b0\u1edbng y\u00eau th\u00edch vi\u1ec7c mua h\u00e0ng khi \u0111ang gi\u1ea3m gi\u00e1. Ho\u00e0n to\u00e0n t\u01b0\u01a1ng t\u1ef1 trong vi\u1ec7c mua b\u00e1n c\u1ed5 phi\u1ebfu, nh\u00e0 \u0111\u1ea7u t\u01b0 th\u00f4ng th\u00e1i lu\u00f4n l\u00e0 ng\u01b0\u1eddi mu\u1ed1n mua \u0111\u01b0\u1ee3c c\u1ed5 phi\u1ebfu \u1edf m\u1ee9c gi\u00e1 th\u1ea5p h\u01a1n \u0111\u00e1ng k\u1ec3 so v\u1edbi gi\u00e1 tr\u1ecb c\u1ee7a n\u00f3<\/strong>, th\u01b0\u1eddng ch\u1ec9 xu\u1ea5t hi\u1ec7n khi doanh nghi\u1ec7p l\u00e2m v\u00e0o t\u00ecnh tr\u1ea1ng kh\u1ee7ng ho\u1ea3ng<\/em>. M\u1ee9c ch\u00eanh l\u1ec7ch th\u1ea5p h\u01a1n \u0111\u00f3 ch\u00ednh l\u00e0 bi\u00ean an to\u00e0n, t\u1ee9c l\u00e0 m\u1ed9t kho\u1ea3ng c\u00e1ch an to\u00e0n \u0111\u1ec3 ph\u00f2ng ng\u1eeba r\u1ee7i ro gi\u00e1 tr\u1ecb n\u1ed9i t\u1ea1i c\u1ee7a c\u1ed5 phi\u1ebfu b\u1ecb s\u1ee5t gi\u1ea3m so v\u1edbi gi\u00e1 tr\u1ecb t\u1ea1i th\u1eddi \u0111i\u1ec3m nh\u00e0 \u0111\u1ea7u t\u01b0 mua v\u00e0o<\/em>.<\/span><\/p>\n

2. Kh\u00f4ng mua b\u00e1n theo \u0111\u00e1m \u0111\u00f4ng<\/em><\/strong><\/span><\/p>\n

Nh\u01b0 Warren Buffett t\u1eebng n\u00f3i “h\u00e3y tham lam khi ng\u01b0\u1eddi kh\u00e1c s\u1ee3 h\u00e3i, v\u00e0 s\u1ee3 h\u00e3i khi ng\u01b0\u1eddi kh\u00e1c tham lam”. Michael cho r\u1eb1ng nh\u00e0 \u0111\u1ea7u t\u01b0 gi\u00e1 tr\u1ecb ch\u1ec9 quan t\u00e2m \u0111\u1ebfn gi\u00e1 tr\u1ecb th\u1ef1c s\u1ef1 c\u1ee7a c\u1ed5 phi\u1ebfu. Thay v\u00ec ph\u00e1n \u0111o\u00e1n t\u00e2m l\u00fd \u0111\u00e1m \u0111\u00f4ng<\/em><\/strong>, h\u1ecd c\u1ed1 g\u1eafng \u0111\u1ec3 hi\u1ec3u ho\u1ea1t \u0111\u1ed9ng kinh doanh, ban l\u00e3nh \u0111\u1ea1o v\u00e0 tri\u1ec3n v\u1ecdng c\u1ee7a doanh nghi\u1ec7p trong t\u01b0\u01a1ng lai.<\/span><\/p>\n

3. Ki\u00ean nh\u1eabn v\u00e0 c\u1ea9n tr\u1ecdng<\/em><\/strong><\/span><\/p>\n

Nh\u00e0 \u0111\u1ea7u t\u01b0 gi\u00e1 tr\u1ecb ch\u1ec9 h\u00e0nh \u0111\u1ed9ng khi c\u01a1 h\u1ed9i xu\u1ea5t hi\u1ec7n<\/em><\/strong>. H\u1ecd s\u1eb5n s\u00e0ng b\u1ecf qua h\u00e0ng lo\u1ea1t c\u01a1 h\u1ed9i v\u00e0 kh\u00f4ng c\u00f3 th\u00eam m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 n\u00e0o trong su\u1ed1t th\u1eddi gian d\u00e0i, m\u1eb7c d\u00f9 th\u1ecb tr\u01b0\u1eddng di\u1ec5n bi\u1ebfn r\u1ea5t t\u1ed1t<\/em>. Ch\u00ednh v\u00ec th\u1ebf, nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 gi\u00e1 tr\u1ecb v\u0129 \u0111\u1ea1i nh\u01b0 Warren Buffett r\u1ea5t \u00edt khi gi\u1ea3i ng\u00e2n, nh\u01b0ng m\u1ed7i l\u1ea7n gi\u1ea3i ng\u00e2n th\u01b0\u1eddng l\u00e0 nh\u1eefng kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u00f3 gi\u00e1 tr\u1ecb l\u1edbn.<\/span><\/p>\n

4. Kh\u00f4ng n\u00ean qu\u00e1 t\u1eadp trung v\u00e0o c\u01a1 h\u1ed9i, tr\u01b0\u1edbc ti\u00ean ph\u1ea3i h\u1ea1n ch\u1ebf t\u1ed1i \u0111a m\u1ee9c r\u1ee7i ro<\/em><\/strong><\/span><\/p>\n

Michael cho r\u1eb1ng vi\u1ec7c h\u1ea1n ch\u1ebf t\u1ed1i \u0111a r\u1ee7i ro trong \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n quan tr\u1ecdng kh\u00f4ng k\u00e9m vi\u1ec7c t\u00ecm ki\u1ebfm c\u01a1 h\u1ed9i \u0111\u1ea7u t\u01b0 trong t\u01b0\u01a1ng lai<\/em><\/strong>. Th\u00f4ng th\u01b0\u1eddng \u0111\u1ec3 h\u1ea1n ch\u1ebf r\u1ee7i ro trong \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n, nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n \u0111\u01b0\u1ee3c trang b\u1ecb ki\u1ebfn th\u1ee9c v\u1ec1 th\u1ecb tr\u01b0\u1eddng, ch\u00fat \u00edt ph\u00e2n t\u00edch k\u0129 thu\u1eadt \u0111\u1ed3ng th\u1eddi th\u00e0nh th\u1ea1o v\u1ec1 c\u1ea3 ph\u00e2n t\u00edch c\u01a1 b\u1ea3n c\u00e1c th\u00e0nh t\u1ed1 c\u1ee7a th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n nh\u01b0: Ph\u00e2n t\u00edch m\u00f4i tr\u01b0\u1eddng v\u0129 m\u00f4 trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc, ph\u00e2n t\u00edch c\u00e1c c\u00f4ng ty ni\u00eam y\u1ebft (ch\u00fa \u00fd ph\u00e2n t\u00edch l\u00e0m r\u00f5 c\u00e1c kh\u00eda c\u1ea1nh nh\u01b0 l\u1ee3i th\u1ebf c\u1ea1nh tranh, n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb c\u00f4ng ty, t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u00f4ng ty, chu k\u1ef3 ng\u00e0nh\u2026). \u0110\u1ed3ng th\u1eddi x\u00e1c \u0111\u1ecbnh \u0111\u00fang gi\u00e1 tr\u1ecb n\u1ed9i t\u1ea1i c\u1ee7a c\u1ed5 phi\u1ebfu v\u00e0 hi\u1ec3u r\u00f5 b\u1ea3n ch\u1ea5t s\u1ef1 dao \u0111\u1ed9ng gi\u00e1 tr\u00ean th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n, ph\u00e2n t\u00edch v\u00e0 l\u1ef1a ch\u1ecdn th\u1eddi \u0111i\u1ec3m mua b\u00e1n c\u00f3 l\u1ee3i nh\u1ea5t. Cu\u1ed1i c\u00f9ng l\u00e0 l\u1ef1a ch\u1ecdn quan \u0111i\u1ec3m \u0111\u1ea7u t\u01b0 m\u1ed9t c\u00e1ch nh\u1ea5t qu\u00e1n.<\/strong><\/em><\/span><\/p>\n

5. Tinh th\u1ea7n h\u1ecdc h\u1ecfi t\u1eeb nh\u1eefng N\u0110T th\u00e0nh c\u00f4ng<\/em><\/strong><\/span><\/p>\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 th\u00e0nh c\u00f4ng th\u01b0\u1eddng h\u1ecdc h\u1ecfi kh\u00f4ng ng\u1eebng. H\u1ecd d\u00e0nh nhi\u1ec1u th\u1eddi gian \u0111\u1ec3 nghi\u00ean c\u1ee9u h\u01a1n c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 b\u00ecnh th\u01b0\u1eddng. H\u1ecd bi\u1ebft r\u1eb1ng ki\u1ebfn th\u1ee9c c\u1ee7a m\u00ecnh s\u1ebd kh\u00f4ng bao gi\u1edd l\u00e0 \u0111\u1ee7, v\u00e0 do v\u1eady lu\u00f4n gi\u1eef \u0111\u1ea7u \u00f3c th\u00f4ng tho\u00e1ng \u0111\u1ec3 c\u00f3 th\u1ec3 h\u1ecdc b\u1ea5t k\u1ef3 l\u00fac n\u00e0o. H\u1ecd n\u0103ng \u0111\u1ecdc s\u00e1ch, b\u00e1o, t\u1ea1p ch\u00ed v\u00e0 tham gia c\u00e1c di\u1ec5n \u0111\u00e0n trao \u0111\u1ed5i c\u0169ng nh\u01b0 c\u00e1c bu\u1ed5i h\u1ed9i th\u1ea3o \u0111\u1ec3 t\u1ef1 ho\u00e0n thi\u1ec7n ch\u00ednh m\u00ecnh.<\/span><\/p>\n

S\u01afU T\u1ea6M<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Michael Lee Chin –\u00a0\u00d4ng l\u00e0 m\u1ed9t trong nh\u1eefng t\u1ef7 ph\u00fa gi\u00e0u nh\u1ea5t Canada hi\u1ec7n nay v\u1edbi t\u00e0i s\u1ea3n r\u00f2ng h\u01a1n 3 t\u1ef7 USD thu \u0111\u01b0\u1ee3c t\u1eeb c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a m\u00ecnh Michael Lee-Chin (sinh ng\u00e0y 3 th\u00e1ng 1 n\u0103m 1951),\u00a0t\u1ea1i Port Antonio, Jamaica trong m\u1ed9t gia \u0111\u00ecnh lai gi\u1eefa hai ch\u00e2u l\u1ee5c \u00c1 \u2013 Phi. M\u1eb9 c\u1ee7a \u00f4ng l\u00e0 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[31],"tags":[],"_links":{"self":[{"href":"http:\/\/tvtinvest.com\/index.php?rest_route=\/wp\/v2\/posts\/1978"}],"collection":[{"href":"http:\/\/tvtinvest.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/tvtinvest.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/tvtinvest.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/tvtinvest.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1978"}],"version-history":[{"count":4,"href":"http:\/\/tvtinvest.com\/index.php?rest_route=\/wp\/v2\/posts\/1978\/revisions"}],"predecessor-version":[{"id":2258,"href":"http:\/\/tvtinvest.com\/index.php?rest_route=\/wp\/v2\/posts\/1978\/revisions\/2258"}],"wp:attachment":[{"href":"http:\/\/tvtinvest.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1978"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/tvtinvest.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1978"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/tvtinvest.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1978"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}